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HOME LOAN

Yes. All projects by the Raj Groups hold clear titles and are approved by all leading banks and financial institutions.

How much loan can I avail?
You can avail a maximum loan of 80% of the Agreement value. However your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at the sole discretion of the bank.

What is the term of the loan that banks Offer?
Banks and financial institutions usually offer loans for a term of 10-25 years.

What are the Documents required for availing Home loan?
Basic Documents:

  • Completed application form Photograph
  • Photo Identity Proof
  • Residence Address Proof
  • Signature Verification Proof
  • Age Proof
  • Fee Cheque For Salaried Applicants:
  • Last 3 month Salary Slip
  • Form 16
  • Repayment Track record of existing loans/Loan closure letter
  • Bank Statement for the last 6 months from Salary Account
  • For Self Employed Applicants
  • A brief introduction of Business/Profession
  • Photo Identity Proof, Residence Address Proof, Signature Verification Statement for all the main partners/directors
  • Repayment Track record of existing loans/Loan closure letter
  • Board Resolution in case of a company
  • Proof of existence of the company
  • Office Address Proof
  • Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss
  • Account certified by Chartered Accountant for last 2 years (both for business and personal of partners/directors)
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